XRP News Today: Investors Shift to Utility-Driven PayFi as RTX Rises

DOGE and SOL have shown limited upside potential in recent market analysis, with investors increasingly turning their attention to altcoins with more compelling value propositions. While the broader market continues to be influenced by macroeconomic factors and institutional activity, PayFi tokens—those designed to bridge crypto and real-world financial infrastructure—have emerged as a focal point for investors seeking tangible utility and adoption. Among these, Remittix (RTX) has been highlighted as a standout contender due to its real-world use cases, growing institutional interest, and structural advantages over speculative counterparts.

Remittix, positioned as a cross-border payment utility token, has raised over $23.8 million through its ongoing presale, selling more than 645 million tokens to over 25,000 holders. The project’s value proposition centers on enabling fast, secure, and private crypto-to-fiat transfers across more than 30 countries. This real-world functionality sets it apart from many other altcoins currently relying on speculative momentum or macro-driven narratives. In addition, the token’s ecosystem includes a mobile wallet beta set to launch in mid-September, offering users features such as QR-code payments, fiat conversions, and real-time foreign exchange rates.

The presale price for RTX is currently $0.1030, and analysts are divided on its long-term valuation. Some forecasts suggest a potential price target of $0.60–$1.20 within six months post-launch, contingent on successful execution of key technical and adoption milestones. Others remain cautious, noting that RTX’s 30 billion total supply could pose challenges if circulating supply outpaces demand. Nonetheless, early indicators point to strong investor interest, with the project already securing listings on major centralized exchanges including LBank and BitMart. A third exchange listing is also anticipated, further strengthening the token’s market presence.

Comparatively, other tokens like XRP and XLM have also been cited as potential breakout candidates in 2025, but they rely heavily on macro events or technical chart patterns rather than immediate utility. XRP, for instance, is trading near $2.81 and has formed a bullish flag pattern, suggesting potential for a move toward $5 if it breaks above $3. However, such predictions are contingent on regulatory clarity and broader market sentiment, rather than established infrastructure or adoption. Similarly, XLM has shown technical strength but lacks the same level of real-world deployment or institutional backing as RTX.

The growing trend of institutional and corporate investment in digital asset treasuries has further reinforced the appeal of utility-driven tokens like RTX. Companies across Asia and Wall Street have allocated billions to digital assets, with strategies extending from Bitcoin and Ethereum to Solana and BNB. However, the success of these allocations often hinges on transparency, custody solutions, and the ability to verify holdings. RTX’s emphasis on institutional-grade custody infrastructure and its progress in securing third-party audits position it as a more verifiable and scalable option for investors seeking exposure to PayFi innovation.

In summary, while DOGE and SOL continue to attract attention, the current market is favoring tokens with clear utility and infrastructure. RTX, with its structured approach to cross-border payments and growing institutional traction, stands out as a compelling investment opportunity in the PayFi space. As more investors prioritize transparency and real-world use, tokens like RTX are likely to gain further momentum in the coming months.

Source: [1] XRP, XLM & RTX: These Are Three Crypto Assets with 2025 Growth Potential (https://dailycoin.com/xrp-xlm-rtx-these-are-three-crypto-assets-with-2025-growth-potential) [2] Why Remittix Is Going Viral Among Investors Worldwide In 2025 (https://www.taxtmi.com/news?id=31121) [3] WLFI, RTX, and Somnia: Three Cryptocurrencies Making Headlines in a Turbulent Market (https://thecurrencyanalytics.com/altcoins/wlfi-rtx-and-somnia-three-cryptocurrencies-making-headlines-in-a-turbulent-market-195595)