XRP News Today: ETF Launches and Regulatory Clarity Drive XRP Inflows Amid Broader Crypto Exodus

XRP, the third-largest cryptocurrency by market capitalization, has defied the broader crypto market's recent slump, drawing $89.3 million in inflows last week amid a record $1.94 billion in outflows across digital assets. The divergence highlights growing institutional and retail interest in XRP as a high-liquidity alternative, driven by the launch of multiple spot XRP ETFs and regulatory clarity in the U.S. According to financial reports and as market data shows.

The surge in XRP demand coincided with the launch of Grayscale's GXRP ETF and Bitwise's XRP ETF, both of which entered trading in late November. Grayscale's product, which converts its existing XRP Trust into an ETF structure, is expected to boost institutional access by reducing custody complexities. Bitwise's offering, with a 0.34% fee (waived for the first $500 million in assets), is physically backed by actual XRP tokens and benchmarks against the CME CF XRP-Dollar Reference Rate according to analysis. These products join a growing list of XRP ETFs, including Canary Capital's XRPC, which raised $257 million on its debut in mid-November.

The regulatory environment has also shifted in XRP's favor. The U.S. Securities and Exchange Commission's (SEC) approval of Form 8-A for Bitwise and 21Shares' XRP ETFs, along with the passage of the GENIUS Act in July 2025, has provided legal clarity for payment-focused digital assets. This legislation effectively removed XRP from strict SEC securities oversight, enabling the recent wave of ETF listings according to market reports. Franklin Templeton and Grayscale's XRP ETFs, approved by NYSE Arca on November 21, are set to further expand institutional access, with Grayscale's product launching on November 25.

Analysts attribute XRP's resilience to its expanding use cases in cross-border payments and stablecoin infrastructure. Ripple, the firm behind XRP, has invested $2.7 billion in acquiring custody and licensing firms, positioning XRP as a foundational layer for global finance. Whale activity has also intensified, with large investors accumulating $7.7 billion worth of XRP in three months—a trend often preceding significant price moves as data shows. Technical indicators, including a 26% surge in 24-hour trading volume to $6.12 billion, suggest growing market confidence in XRP's ability to break above its $2.07 level.

Despite these developments, XRP remains 40% below its July 2025 all-time high of $3.65. However, the cryptocurrency has outperformed Bitcoin, which saw $1.27 billion in outflows last week, and Ethereum, which lost $589 million. Market observers note that XRP's inflows could tighten supply and deepen liquidity, potentially pushing its price higher as ETF adoption grows.