XRP News Today: What If Central Banks Back XRP—Could It Reach $23?

XRP, the digital asset issued by Ripple, has attracted renewed attention from analysts and investors, with some forecasting potential price gains under specific macroeconomic and institutional adoption scenarios. According to a recent analysis, if the world’s top 10 central banks were to allocate even a small portion of their combined $13 trillion in reserves to XRP, the token’s price could see substantial increases. For example, a 1% allocation—approximately $130 billion—could raise XRP’s market cap to over $302 billion, pushing the token price to around $5.09 from its current level of roughly $2.81 [1]. A 5% allocation, amounting to $650 billion, could result in a token price near $13.84, while a 10% allocation could elevate the price to around $22.58 [1].

The analysis, however, notes that such figures are based on basic market cap arithmetic and do not account for potential multiplier effects caused by large-scale institutional buying pressure. A $1 billion government purchase of XRP, for instance, could trigger significant market reactions, making allocations of $130 billion to $1.3 trillion far more impactful than the raw figures might suggest [1]. Nevertheless, while the idea of central bank adoption remains speculative, it highlights the potentially outsized influence of institutional interest on XRP’s valuation.

A separate report by Finder, a financial services platform, also offered a bullish outlook. The panel of cryptocurrency experts predicted that XRP could reach $10.05 by 2035, representing a 300% increase from its current price [2]. According to the panel’s average forecast, XRP is expected to trade at $2.80 by the end of 2025, rise to $5.25 by 2030, and then reach $10.05 by 2035 [2]. If accurate, an investment of $1,000 today could grow to $4,000 by the end of the decade. The panel attributed this growth to increased institutional adoption of Ripple’s financial services, particularly in cross-border settlements and the influence of U.S. political dynamics.

Despite these optimistic forecasts, XRP faces regulatory uncertainty, particularly in the U.S., which could limit its near-term price movement. Nicole DeCicco, CEO of CryptoConsultz, noted that the broader legal and regulatory status of XRP remains unclear, contributing to a “wait-and-see” market sentiment. Until this uncertainty is resolved, XRP is likely to trade within a narrower range compared to other cryptocurrencies [2].

Meanwhile, attention in the crypto space is also shifting toward projects that combine real-world utility with investment potential. One such token gaining traction is Remittix (RTX), which is being dubbed by some analysts as the "next XRP." With a focus on the $19 trillion remittance market and a growing institutional interest, Remittix has raised over $24.2 million in its presale and secured listings on exchanges like BitMart and LBank [3]. A beta wallet is set to launch on September 15, 2025, further adding to the token’s appeal.

Investors are increasingly prioritizing tokens that offer practical applications beyond speculative value, and Remittix appears to meet that criterion with its PayFi infrastructure. The project’s focus on real-world financial solutions aligns with a broader trend in the industry, where utility-driven innovation is gaining momentum. As institutional capital continues to seek projects with scalable and tangible use cases, tokens like RTX are positioned to capture significant market attention.

Source:

[1] Here's XRP Price If It Becomes the First Coin Held by Top 10 Central Banks (https://thecryptobasic.com/2025/09/06/heres-xrp-price-if-it-becomes-the-first-coin-held-by-top-10-central-banks/)

[2] Panelists Think XRP Will Reach $10.05: Predicts Timeline (https://watcher.guru/news/panelists-think-xrp-will-reach-10-05-predicts-timeline)

[3] XRP And ETH Debate Heats Up As Institutions Tap Into (https://www.mitrade.com/insights/news/live-news/article-3-1102118-20250907)