XP Earnings Preview: Analysts Expect $0.39 EPS, Share Price Trades at $17.39

XP is set to release its quarterly earnings report on August 18, with analysts expecting an EPS of $0.39. The company's past performance shows an EPS beat in the last quarter, leading to a 0.48% increase in share price. Analysts have given XP a total of 4 ratings, with the consensus rating being Buy and an average 1-year price target of $20.75, indicating a potential 19.32% upside.

XP Inc., a Cayman Island-based technology-driven financial services platform, is set to release its quarterly earnings report on August 18, 2025. Analysts are anticipating an earnings per share (EPS) of $0.39, according to recent reports [1].

The company's past performance has been encouraging. In the last quarter, XP reported an EPS beat by $0.01, leading to a 0.48% increase in the share price on the subsequent day [1]. This positive trend is a sign of investor confidence in the company's financial health.

Analysts have given XP a total of 4 ratings, with the consensus rating being Buy and an average one-year price target of $20.75. This indicates a potential 19.32% upside, suggesting that analysts are optimistic about the company's future performance [1].

XP's share price has been trading at $17.39 as of August 14, with a 52-week return of -11.75%. This negative return has likely been a source of concern for long-term shareholders as they await the earnings report [1].

XP Inc. is a provider of low-fee financial products and services in Brazil, with a market capitalization below industry averages. The company generates revenue through brokerage commissions and has demonstrated strong profitability with a net margin of 74.88% [1].

Despite the positive earnings outlook, XP faces challenges, including a debt-to-equity ratio of 2.75, which is higher than the industry average. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage [1].

Investors are advised to stay informed about the earnings report and the company's guidance for the next quarter. The earnings report will provide valuable insights into the company's performance and future prospects.

References:
[1] https://www.benzinga.com/insights/earnings/25/08/47155563/xps-earnings-a-preview