Webster Financial Q3 Earnings Top Estimates, NII Rise Y/Y, Shares Up 1.3%

Webster Financial Corporation (WBS) reported Q3 2025 earnings per share (EPS) of $1.54, beating the Zacks Consensus Estimate of $1.52 and the EPS of $1.34 reported a year ago. Total revenues increased 13.1% YoY to $732.6 million, with net interest income up 7.1% YoY to $631.7 million. Non-interest income was $100.9 million, significantly up from the year-ago quarter. Total loans and leases increased 2.6% sequentially to $55.1 billion, while total deposits rose 2.8% from the prior quarter to $68.2 billion.

Webster Financial Corporation (WBS) reported its third-quarter 2025 earnings per share (EPS) of $1.54, exceeding the Zacks Consensus Estimate of $1.52 and the EPS of $1.34 reported a year ago. The company's total revenues increased by 13.1% year-over-year (YoY) to $732.6 million, with net interest income rising by 7.1% YoY to $631.7 million. Non-interest income also saw a significant increase to $100.9 million, up from the year-ago quarter. Total loans and leases grew sequentially by 2.6% to $55.1 billion, while total deposits rose by 2.8% from the prior quarter to $68.2 billion Webster Financial (WBS) Q3 Earnings and Revenues Surpass Estimates^[1].

John R. Ciulla, chairman and chief executive officer, commented, "Webster continues to exhibit strong financial results. It is appropriate that on Webster’s 90th anniversary, the consistency and excellence Webster has delivered since its founding persists."

The bank's efficiency ratio stood at 45.79%, and return on average tangible common equity reached 17.64%. Additionally, Webster Financial Corporation repurchased 2.2 million shares during the quarter as part of its ongoing share repurchase program.

Despite the record earnings, Webster Financial Corporation shares were little changed in pre-market trading, edging down 0.09%.