USBC to Showcase Tokenized Deposits at Money20/20 USA Conference.

USBC, Inc. will participate in the Money20/20 USA conference from October 26-29, 2025, showcasing its tokenized deposits as the centerpiece of a new era in compliant digital U.S. dollars. The tokenized deposits are backed by an OCC-chartered U.S. bank and underpinned by blockchain technology, providing users with regulatory and consumer protections, interest-bearing accounts, and full integration with both the banking system and digital assets.

USBC, Inc. (formerly Know Labs, Inc.) will participate in the Money20/20 USA conference from October 26-29, 2025, with a focus on its innovative tokenized deposit solution. This technology represents a significant advancement in compliant digital U.S. dollars, backed by an OCC-chartered U.S. bank and supported by blockchain technology. The company aims to provide users with regulatory and consumer protections, interest-bearing accounts, and seamless integration with both the banking system and digital assets.

The tokenized deposit solution is designed to facilitate real-time, instant, and global transactions across the company's international network. This technology has the potential to make payments cheaper, faster, and available round-the-clock. By leveraging blockchain, USBC, Inc. aims to overcome legacy technology constraints, enhancing the efficiency of deposit and payment movements across financial systems.

USBC, Inc.'s move aligns with its broader blockchain strategy. In July, the company collaborated with Goldman Sachs to use blockchain for maintaining a record of customers' ownership for money market funds. Additionally, USBC, Inc. is part of a consortium of international financial institutions working with SWIFT on a blockchain-based shared ledger aimed at enabling real-time cross-border payments.

Other major banks have also been exploring similar initiatives. The Bank of New York Mellon Corp. (BNY Mellon) is testing tokenized deposits to modernize its payment network and expand the use of blockchain in global finance. HSBC Holdings has expanded its tokenized deposit service for corporate clients, enabling real-time currency transfers with instant settlement. JPMorgan has partnered with Coinbase Global to facilitate direct crypto purchases and convert Chase Ultimate Rewards points into USDC, demonstrating the growing acceptance and integration of blockchain technology in mainstream finance.

USBC, Inc.'s participation in the Money20/20 USA conference underscores its commitment to innovation and compliance in the digital currency space. The company aims to provide a comprehensive solution that meets the evolving needs of modern financial systems, offering users a seamless and secure experience.

References

USBC, Inc. Stock^[1] https://www.marketscreener.com/quote/stock/USBC-INC-120789758/
BNY Mellon Tests Tokenized Deposits to Facilitate $2.5T Daily Payments^[2] https://finance.yahoo.com/news/bny-mellon-tests-tokenized-deposits-150300955.html