Upstart’s $0.79 Billion Volume Rank 123 as Earnings Soar 101.6% but Stock Dips Amid Analyst Divergence and Executive Sales

On August 12, 2025, Upstart (UPST) closed with a 0.08% decline, trading at a volume of $0.79 billion, ranking 123rd in daily trading volume. The stock has seen mixed analyst ratings and insider activity in recent months.

The company reported a 101.6% year-over-year revenue increase in its latest quarter, with earnings per share of $0.36, surpassing analyst estimates. Despite this, the stock closed lower, indicating mixed market sentiment.

Recent analyst activity shows divergent views, with Bank of America lowering its price target to $87 from $88 and maintaining a “neutral” rating, while Piper Sandler raised its target to $90 with an “overweight” rating. The stock currently holds a “Hold” consensus rating with a $77.85 average price target.

Insider transactions have included significant sales by top executives, including CEO Dave Girouard, who sold 41,667 shares, and CFO Sanjay Datta, who sold 13,512 shares. These sales, disclosed in SEC filings, may signal strategic portfolio adjustments or reduced confidence in short-term performance.

A strategy of buying the top 500 stocks by daily trading volume and holding them for one day from 2022 to the present yielded a $2,340 profit, though it faced a maximum drawdown of -15.3% on October 27, 2022, highlighting the inherent risks of volume-driven trading approaches.