Truist Securities Downgrades Truist Financial Corporation to Hold, PT to $7.85.

Truist Securities Downgrades Truist Financial Corporation to Hold, PT to $7.85.

September 12, 2025 - Truist Securities has downgraded Truist Financial Corporation (NYSE: TFC) to Hold, reducing the price target to $7.85. This move comes after a series of strategic decisions and market evaluations. The downgrade follows Truist Financial's five-year growth strategy, which focuses on expansion through new branches, digital enhancement, and targeting wealthy customers. Despite the strategic plans, Wells Fargo highlighted that the company has fallen short of its goals and lagged behind competitors since its merger Wells Fargo Downgrades Truist Financial (TFC) Over Growth ...^[1].

The downgrade does not significantly alter the expense estimates but underscores the need for Truist Financial to sustain organic growth. The company has consistently paid dividends for 53 consecutive years, currently yielding 4.69%, and has a strong track record of dividend payments Federation des caisses Desjardins du Quebec Acquires 17,529 Shares of Truist Financial Corporation $TFC^[2]. However, the recent quarterly earnings report showed a 406.0% year-over-year decline in revenue, indicating the challenges faced by the company.

Institutional investors have shown interest in Truist Financial, with several significant increases in shareholdings. The Federation des caisses Desjardins du Quebec increased its stake by 17.1%, owning 119,764 shares valued at approximately $4.9 million Federation des caisses Desjardins du Quebec Acquires 17,529 Shares of Truist Financial Corporation $TFC^[2]. Other institutional investors, such as Cantor Fitzgerald Investment Advisors L.P. and Credit Agricole S.A., also increased their positions, reflecting a growing investor interest in the company.

Analysts' opinions on Truist Financial are mixed, with some downgrading the stock while others maintain a positive outlook. Keefe, Bruyette & Woods downgraded the stock from an "outperform" rating to a "market perform" rating with a $48.00 target price. Raymond James Financial upgraded the stock from a "market perform" rating to an "outperform" rating with a $50.00 target price Wells Fargo Downgrades Truist Financial (TFC) Over Growth ...^[1]. The overall consensus rating is a "Moderate Buy" with a target price of $48.47.

Truist Financial's stock has seen fluctuations in recent months, trading down 0.7% on Wednesday, September 5, 2025, to $44.98. The stock's 50-day moving average is $45.02, and the 200-day moving average is $41.72. The company's market cap is $58.00 billion, with a debt-to-equity ratio of 0.75 and a current ratio of 0.86 Federation des caisses Desjardins du Quebec Acquires 17,529 Shares of Truist Financial Corporation $TFC^[2].

The downgrade by Truist Securities suggests a cautious outlook on the company's ability to execute its growth strategy effectively. Investors should closely monitor Truist Financial's progress and earnings reports to gauge its potential for recovery and growth.