Truist Financial Introduces Premium Visa Infinite Card for Small Businesses

Truist Financial has launched the Truist Business Premium Visa Infinite card, a premium credit card designed for small businesses with significant annual spend. The card offers 2% unlimited cash back, a $1,000 welcome bonus, and unsecured credit lines from $15,000 to $100,000. It integrates with Truist's approach to small business, combining practical advice with digital-first features to help entrepreneurs optimize cash flow and make smarter financial decisions.

Charlotte, NC - Truist Financial Corporation (NYSE: TFC), a leading regional bank with a market capitalization of $58.76 billion and a 4.56% dividend yield, has introduced the Truist Business Premium Visa Infinite card. This new offering is designed to cater to small businesses with substantial annual expenditures.

The Business Premium Visa Infinite card provides 2% unlimited cash back on all purchases, with an additional 10% loyalty cash bonus when rewards are redeemed into eligible Truist Business Deposit accounts. The card also offers unsecured credit lines ranging from $15,000 to $100,000, making it a versatile financial tool for small business owners.

One of the standout features of the card is a $1,000 welcome bonus for customers who spend $15,000 in eligible purchases within the first 90 days. The annual fee of $299 is waived for the first year and in subsequent years for businesses spending more than $100,000 annually. The card also includes no foreign transaction fees, 24/7 concierge service, trip delay coverage, auto rental protection, and price protection.

The card will be available exclusively through Truist branches and business banking teams. Chris Ward, Truist Head of Enterprise Payments, stated, "This card is designed for business owners who want premium benefits without the hassle."

Denise Press, Head of Small Business, NA, Visa Commercial Solutions, noted, "The card reflects our shared focus on enabling smarter, more efficient ways for businesses to manage spend and reinvest in growth."

Truist, headquartered in Charlotte, North Carolina, reported total assets of $544 billion as of June 30, 2025, positioning itself as a top-10 commercial bank in the United States. The bank has demonstrated strong financial performance with $18.17 billion in revenue and maintains an impressive 53-year streak of consecutive dividend payments Truist launches premium visa card for small businesses with high spend^[1].

In other recent news, Truist Financial Corporation has announced its latest quarterly earnings, declaring a regular cash dividend of $0.52 per common share, set to be paid on September 2, 2025. The company has also made significant leadership changes and updated its bylaws to enhance governance and disclosure requirements.