TransUnion launches Credit Washing Solution to combat credit washing threat.

TransUnion has launched a new solution to combat credit washing, a practice where legitimate credit data is removed from credit profiles. The solution, called Credit Washing Solution, helps financial institutions detect and combat this threat. In 2025, around 5% of US consumers have had charged-off accounts suppressed for atypical reasons, erasing an estimated $10 billion in debt from credit reports. TransUnion's analysis shows a 700% increase in consumer-initiated charge-off suppressions over the past two years and a 200% increase in lender-initiated suppressions over the last four years.