Top 3 Spot Bitcoin ETFs to Buy with $100 and Hold Forever

Three spot Bitcoin ETFs recommended for long-term investment: iShares Bitcoin Trust, Bitwise Bitcoin ETF, and Fidelity Wise Origin Bitcoin Fund. These funds are accessible for $100, have minimal expense ratios, and are suitable for investors looking to invest in Bitcoin via ETFs.

As of May 2025, traditional-minded investors have multiple options to invest in Bitcoin through exchange-traded funds (ETFs). With 11 spot Bitcoin ETFs available, selecting the right fund can be challenging. However, three stand out for their accessibility, minimal expense ratios, and suitability for long-term investors: iShares Bitcoin Trust (IBIT), Bitwise Bitcoin ETF (BITB), and Fidelity Wise Origin Bitcoin Fund (FBTC).

iShares Bitcoin Trust (IBIT)
iShares Bitcoin Trust is one of the most popular and well-established Bitcoin ETFs, with a robust track record. It is an index fund that tracks the price of Bitcoin using an official index. As of May 2025, it is accessible for $100 and has an annual expense ratio of 0.25%. This fund is suitable for investors who prefer a straightforward approach to Bitcoin investment [2].

Bitwise Bitcoin ETF (BITB)
Bitwise Bitcoin ETF is another strong contender for long-term investors. It also tracks the price of Bitcoin using an official index but stands out due to its lower annual expense ratio of 0.20%. Additionally, Bitwise donates 10% of its gross profits to Bitcoin's core developers, contributing to the security and development of the Bitcoin network. This ETF is accessible for $100 and is ideal for investors seeking a slightly lower fee and a social impact [2].

Fidelity Wise Origin Bitcoin Fund (FBTC)
Fidelity Wise Origin Bitcoin Fund offers a unique approach by generating its own Bitcoin price reports by spot-checking six large cryptocurrency exchanges. This method ensures a robust tracking mechanism and is accessible for $100. Despite the additional effort in price tracking, the annual expense ratio of 0.25% is in line with other funds, making it a competitive option for long-term investors [2].

Conclusion
These three spot Bitcoin ETFs—iShares Bitcoin Trust, Bitwise Bitcoin ETF, and Fidelity Wise Origin Bitcoin Fund—are recommended for investors looking to gain exposure to Bitcoin via ETFs with a long-term perspective. Each fund offers accessibility at a $100 investment level and minimal expense ratios, making them suitable choices for investors with a modest budget. As Bitcoin continues to gain traction and institutional adoption, these ETFs provide a reliable and accessible way to participate in the cryptocurrency market.

References
[1] https://seekingalpha.com/article/4788225-ezbc-a-compelling-way-to-play-the-bitcoin-bull-market
[2] https://www.nasdaq.com/articles/spot-bitcoin-etfs-buy-100-and-hold-forever