Top 10 Best Lenders for Low- and No-Down-Payment Mortgages in January 2025

In today's competitive mortgage market, finding a lender that offers low- or no-down-payment mortgages can be a game-changer for homebuyers. With a wide range of options available, it's essential to compare lenders to find the best fit for your financial situation. Here, we've compiled a list of the top 10 best lenders for low- and no-down-payment mortgages for January 2025, based on their Finance Monthly ratings, best features, minimum credit scores, and minimum down payment requirements.