TNG eWallet Expands Beyond Payments with QR Code Scanning Feature

TNG eWallet has upgraded its QR scanning feature to extend beyond payments, allowing users to scan menus, forms, tickets, and non-payment QR codes directly within the app. This makes everyday tasks faster and more convenient, and complements the app's financial and lifestyle services. TNG eWallet's CEO, Alan Ni, said the feature strengthens the app's role as a trusted digital companion for Malaysians.

Walmart Canada has announced a strategic partnership with Klarna, a leading buy now, pay later (BNPL) provider, to offer flexible payment options to its customers. This partnership, announced on August 25, 2023, makes Walmart Canada the largest retailer in Canada to host Klarna's BNPL services [1].

Under the agreement, Walmart Canada's 400-plus stores will offer Klarna's BNPL solutions via its website and mobile app, as well as in-store through QR codes at assisted checkout lanes. Customers can choose to pay for their purchases in full or divide them into four installments for purchases over CAD 50 [1].

The partnership aligns with Walmart Canada's goal to enhance the shopping experience and provide more flexibility and convenience for its customers. Joseph Godsey, chief growth officer at Walmart Canada, stated, "Introducing BNPL options, powered by Klarna, across our stores allows us to provide even more payment choice to the 1.5 million customers we have the opportunity to serve each day" [1].

Klarna's recent funding rounds and strategic agreements underscore its growing influence in the BNPL market. In 2023, Klarna secured $26 billion in new funding through a multi-year agreement with Nelnet, and a warehouse financing facility with Santander, providing up to €1.4 billion in funding capacity [1]. These financial backing signals Klarna's commitment to expanding its BNPL offerings and strengthening its market position.

The integration of BNPL services like Klarna has shown significant impacts on consumer spending patterns. According to a recent PYMNTS Intelligence report, many consumers would either cancel a payment or purchase completely (43%) or opt for a cheaper product or service (42.4%) if BNPL options were not available. Moreover, 35.1% of consumers reported delaying other payments to complete a BNPL payment, highlighting the influence of BNPL on overall spending behavior [1].

In a separate development, TNG eWallet has upgraded its QR scanning feature to extend beyond payments. Users can now scan menus, forms, tickets, and non-payment QR codes directly within the app, enhancing everyday tasks' speed and convenience. This upgrade complements TNG eWallet's financial and lifestyle services, positioning it as a trusted digital companion for Malaysians [2].

References:

[1] https://www.pymnts.com/bnpl/2025/walmart-becomes-klarnas-biggest-retail-partner-in-canada/
[2] [TNG eWallet's QR scanning upgrade]