Synchrony Financial Q2 rev. up 7% YoY, declares $0.30 per share dividend.

• Synchrony Financial reports Q2 2025 results • Declares quarterly cash dividend of $0.30 per share • Announces preferred stock dividends • President and CEO Brian Doubles and CFO Brian Wenzel Sr. to host conference call • Results and outlook for certain business drivers will be discussed • Earnings release and presentation on Investor Relations website • Conference call to be accessed via audio webcast • Replay available on website.

Synchrony Financial (NYSE: SYF) has released its second-quarter 2025 financial results, maintaining a quarterly cash dividend of $0.30 per share. The company also declared dividends for its preferred stock series: $14.06 per share for Series A and $20.63 per share for Series B. President and CEO Brian Doubles and CFO Brian Wenzel Sr. will host a conference call to discuss the results and outlook on July 22, 2025.

The company's Board of Directors declared a quarterly cash dividend of $0.30 per share of common stock, payable on August 15, 2025, to shareholders of record as of August 5, 2025. The dividends for preferred stock Series A and Series B are also payable on August 15, 2025, with the record date set for August 5, 2025 [1].

Synchrony Financial's earnings release and presentation are available on the company's Investor Relations website [3]. The earnings call, scheduled for July 22, 2025, at 8:00 a.m. Eastern Time, will provide more comprehensive information about the company's performance and future prospects. The conference call can be accessed via an audio webcast through the Investor Relations website [3].

The company's Q2 2025 earnings per share (EPS) of $2.50 beat the consensus estimate by $0.70, while revenue of $3.65 billion missed the consensus estimate by $30 million [4]. Purchase volume decreased by 2%, and loan receivables decreased by 2%, which included the movement of $0.2 billion to loan receivables held for sale. The average active accounts decreased by 4% to 68.1 million. The net interest margin increased by 32 basis points to 14.78%, and the efficiency ratio increased by 240 basis points to 34.1%. Return on assets increased by 100 basis points to 3.2%, and return on equity increased by 6 percentage points to 23.1%. Return on tangible common equity increased by 8 percentage points to 28.3%. Book value per share increased by 17% to $42.30, and tangible book value per share increased by 18% to $36.55 [4].

Synchrony Financial is a leading consumer financing company, providing responsible access to credit and banking products. The company's products support the growth and operations of numerous respected brands and small and midsize businesses. Synchrony is proud to be ranked as the country's #2 Best Company to Work For® by Fortune magazine and Great Place to Work® [3].

For more information about Synchrony Financial, visit www.synchrony.com.

References:
[1] https://www.stocktitan.net/news/SYF/synchrony-reports-second-quarter-2025-results-company-also-announces-qc3ewn548n45.html
[3] https://www.prnewswire.com/news-releases/synchrony-reports-second-quarter-2025-results-company-also-announces-quarterly-common-stock-dividend-of-0-30-per-share-302509911.html
[4] https://seekingalpha.com/news/4469734-synchrony-financial-gaap-eps-of-250-beats-by-070-revenue-of-365b-misses-by-30m