SoFi Technologies' 15min chart: Bollinger Bands Narrowing, KDJ Death Cross detected.

Based on the 15-minute chart for SoFi Technologies, Bollinger Bands Narrowing and a KDJ Death Cross occurred on July 28, 2025 at 13:45. This suggests a decrease in the magnitude of stock price fluctuations and a shift towards a downward momentum trend, with a potential for further price depreciation.

SoFi Technologies, Inc. (SOFI) is set to release its second-quarter earnings report on Tuesday, July 29, 2025, before the market opens. Investors are anticipating the announcement, with analysts estimating an earnings per share (EPS) of $0.06. This report follows a strong 52-week performance, with shares up 181.87% [1]. The company's expansion into various financial services, including personal loans, credit cards, mortgages, and investment accounts, has driven its growth.

Earnings Expectations

Analysts expect SoFi to beat EPS estimates, having historically outperformed revenue projections. Over the last two years, SOFI has beaten EPS estimates 75% of the time and revenue estimates 100% of the time [2]. The consensus EPS estimate is $0.06, representing a 500% year-over-year increase. The consensus revenue estimate is $804.36 million, a 34.7% year-over-year increase [2].

Technical Indicators

On July 28, 2025, at 13:45, a significant technical event occurred on SoFi Technologies' 15-minute chart. Bollinger Bands narrowed, indicating a decrease in the magnitude of stock price fluctuations. Additionally, a KDJ Death Cross occurred, signaling a shift towards a downward momentum trend and a potential for further price depreciation [3].

Market Performance

Shares of SoFi Technologies were trading at $21.2 as of July 25, 2025. The stock has shown resilience, with a 5.73% drop in share price following the last earnings report, but a subsequent 7.000000000000001% increase [1]. Analysts maintain a Neutral consensus rating, with an average one-year price target of $16.72, suggesting a potential 21.13% downside [1].

Peer Analysis

Among its peers, SoFi Technologies ranks highest in revenue growth and gross profit. However, it lags in return on equity compared to Dave and Enova International [1]. This indicates that while SoFi is strong in top-line growth, it may need to improve its profitability and efficiency.

Conclusion

Investors should closely monitor SoFi Technologies' earnings report on July 29, 2025. The technical indicators suggest a potential downward trend, but the company's strong historical earnings performance and expansion into various financial services areas provide a solid foundation. As always, investors should consider both the earnings report and the broader market conditions when making investment decisions.

References

[1] https://www.benzinga.com/insights/earnings/25/07/46663451/earnings-outlook-for-sofi-techs
[2] https://seekingalpha.com/news/4472746-sofi-q2-2025-earnings-preview
[3] https://stockinvest.us/stock/SOFI