SOFI Surges 3.63% Despite 42% Volume Plunge to $1.7B Ranks 51st as Strategic Shift Fuels Investor Optimism

On October 13, 2025, SoFi Technologies (SOFI) rose 3.63% despite a 42.46% decline in trading volume to $1.7 billion, ranking 51st among U.S. stocks by volume. The move followed a strategic shift in its mortgage lending operations and renewed investor focus on fintech sector dynamics. Recent regulatory updates and internal restructuring efforts have reshaped market perceptions of the company's long-term viability.

Analysts noted that the stock's performance reflects investor optimism about SoFi's pivot toward digital wealth management services. The company's decision to streamline underperforming business units has sparked discussions about operational efficiency, though no immediate earnings revisions were observed. Institutional activity remained muted, with retail traders accounting for a significant portion of the day's volume.

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