SoFi Q4 Earnings Beat Expectations, 2026 Outlook Tops Estimates

SoFi Technologies reported Q4 earnings per share of $0.13, up from $0.11 in the prior quarter and above consensus by a penny. Adjusted net revenue rose to $1.01 billion, topping forecasts and marking a sharp increase from both the previous quarter and a year earlier. The company forecast 2026 GAAP earnings per share of $0.60 and adjusted revenue of roughly $4.66 billion, both modestly ahead of analyst expectations. SoFi's member additions and expanding fee-based products continued to support profitability momentum.