Snap-on Inc Q4 2025 Earnings Call: Financial Services Growth Amid Margin Pressures and Dividend Increase

Snap-on Inc reported a 2.8% increase in Q4 sales to $1.239 billion, with financial services operating income rising 11.5% to $74.4 million. However, operating income margin decreased 60 basis points to 21.5% due to unfavorable currency impacts and increased investments. The company faces challenges from fluctuating tariffs and international headwinds, impacting overall market conditions and business operations.