Two Small-Cap Stocks to Sell and One to Buy: Alarm.com, Westamerica Bancorporation, and Shift4 Payments

Alarm.com (ALRM) is a cloud-based security and energy management platform with processing over 325 billion data points annually from 150 million connected devices. However, its average billings growth of 7.2% underwhelmed last year, and estimated sales growth of 4.9% for the next 12 months implies slowing demand. Westamerica Bancorporation (WABC) is a California-based bank with unexciting net interest income trends and a net interest margin drop of 48.9 basis points over the last two years. Shift4 Payments (FOUR) is a payment processing solutions provider with integrated payment processing solutions and software for in-store, online, and mobile transactions.