Simmons First National Corporation Reports Q2 2025 Earnings

Simmons First National Corporation reported Q2 2025 results with net income of $54.8 million and diluted EPS of $0.43. Total revenue was $214.2 million, and net interest margin increased to 3.06%, surpassing the 3% mark ahead of expectations. Loan yields rose, and deposit costs declined for the third consecutive quarter. Asset quality metrics remained stable, with a net charge-off ratio of 25 bps in Q2 24.