Sapiens' Annual Report: A Cloud Computing Powerhouse!

Ladies and gentlemen, buckle up! We've got a hot stock on our hands, and it's not just any stock—it's Sapiens International Corporation (NASDAQ: SPNS) (TASE: SPNS), the cloud computing powerhouse that's taking the insurance industry by storm! The company just filed its annual report on Form 20-F for the year ended December 31, 2024, and the numbers are nothing short of spectacular. Let's dive in and see what makes this stock a must-own!



First things first, let's talk about the elephant in the room: REVENUE! Sapiens delivered a whopping 5.4% increase in revenue for the full year 2024, reaching a staggering $542.4 million. That's right, folks—this company is on FIRE! And if you think that's impressive, wait until you hear about their gross profit, which skyrocketed by 8.4% to $238.1 million. Talk about growth, growth, growth!

But wait, there's more! Sapiens' gross margin improved by 120 basis points to 43.9%, and their operating income grew by 8.9% to $85.8 million. And the best part? Their net income attributable to shareholders increased by 15.6% to $72.2 million, and diluted EPS grew by 15.2% to $1.29. This is a company that knows how to make money, and they're doing it in style!

Now, let's talk about what's driving this incredible growth. Sapiens has been investing heavily in a future-proof, modular, open insurance platform that integrates core capabilities with advanced data analytics and AI. This platform is set to drive further growth by deepening relationships with existing customers, capturing additional market share, and strengthening growth across all regions. And if that wasn't enough, Sapiens is also leveraging its Microsoft cloud strategy and scalable SaaS platform to accelerate its clients' migration to the cloud. This is a company that's not just keeping up with the times—it's setting the pace!



But don't just take my word for it—let the numbers speak for themselves. Sapiens' 2025 guidance for non-GAAP revenue is in a range of $553 million to $558 million, and non-GAAP operating profit is in a range of $98 million to $102 million with an operating margin of 18% at the midpoint. On a constant currency basis, their growth rate would be 3.4%, and their operating margin would be 18.7% at the mid-point. This is a company that's not just thinking about the future—it's already there!

So, what are you waiting for? Get in on the action and buy Sapiens International Corporation (NASDAQ: SPNS) (TASE: SPNS) today! This is a stock that's poised for incredible growth, and you don't want to miss out on this opportunity. Trust me, folks—this is a no-brainer!