La amenaza cada vez mayor de ingeniería social en criptomonedas y su impacto en la gestión del riesgo de las inversiones

The cryptocurrency industry, once celebrated for its promise of decentralization and financial autonomy, now faces a shadowy underbelly: social engineering. As digital assets grow in value and adoption, so too does the sophistication of attacks targeting the human element of security. In 2025 alone, over $2.17 billion has been stolen from crypto services, with North Korean hackers' $1.5 billion breach of ByBit marking a grim milestone in the history of crypto crime. These figures underscore a critical reality: social engineering is no longer a peripheral risk but a central challenge for investors and enterprises alike.

The Evolving Landscape of Social Engineering in Crypto

Social engineering attacks exploit psychological vulnerabilities rather than technical flaws, making them uniquely insidious. Phishing and spoofing scams, for instance, accounted for nearly 23% of all cybercrime complaints to the FBI's IC3 in 2024, with $1.9 billion in losses reported from call center scams targeting seniors and crypto traders. The rise of generative AI has further amplified this threat, enabling attackers to craft hyper-personalized phishing messages in under five minutes.

The financial impact is staggering. By mid-2025, personal wallet compromises accounted for 23.35% of stolen fund activity, while phishing attacks surged by 40% through fake exchange sites. North Korean threat actors, in particular, have weaponized social engineering to infiltrate crypto businesses, as seen in the DPRK's ByBit heist. These attacks are no longer isolated incidents but part of a coordinated, global strategy to exploit the crypto ecosystem's weakest link: human behavior.

Investment Risk: Beyond Financial Loss

The implications for investment risk management extend beyond direct financial losses. Social engineering erodes trust in crypto platforms, deters institutional adoption, and triggers regulatory scrutiny. For example, the EU's Digital Operational Resilience Act (DORA) now mandates Threat-Led Penetration Testing (TLPT) for crypto service providers, reflecting a shift toward proactive risk mitigation. Similarly, the U.S. Department of Justice (DOJ) has intensified enforcement against pig-butchering scams-where attackers build fake relationships to exploit victims-highlighting the legal and reputational risks for firms failing to address these threats.

Investors must also contend with indirect costs. A 2025 Cyber Threat Landscape report notes that phishing accounts for 65% of social engineering incidents in crypto, often targeting privileged accounts through psychological manipulation. These breaches can lead to cascading failures, such as the "wrench attack" phenomenon, where physical coercion is used to extract private keys-a tactic correlated with Bitcoin price volatility.

Strategic Due Diligence: A Multi-Layered Defense

Mitigating social engineering risks requires a holistic approach that combines technical safeguards, organizational policies, and strategic frameworks.

1. Technical Hygiene: Basic measures like multi-factor authentication (MFA) and secure communication protocols remain foundational. However, advanced tools are now essential. AI-driven detection systems can analyze user behavior patterns to flag anomalies in real-time, while blockchain-based identity verification reduces reliance on centralized points of failure.

2. Organizational Resilience: Employee education is non-negotiable. A 2025 study found that 40.8% of crypto security incidents involved scams like fake investment offers and deepfake impersonation. Regular penetration testing and simulated phishing exercises can harden defenses, as demonstrated by firms adopting the NIST Cybersecurity Framework (CSF 2.0) to align risk management with evolving threats.

3. Strategic Frameworks: Regulatory compliance is no longer optional. DORA's TLPT requirements and the NIST CSF 2.0's emphasis on continuous monitoring provide blueprints for robust due diligence. For instance, firms integrating AI into their cybersecurity infrastructure-such as those leveraging decentralized technologies to secure the Social Internet of Things (SIoT)-are better positioned to detect and neutralize social engineering attempts.

The Path Forward: Proactive Preparedness

As social engineering tactics evolve, so must investor and enterprise responses. The DOJ's 2025 enforcement priorities emphasize the need for "zero-trust" architectures and real-time threat intelligence sharing. Meanwhile, the integration of quantum-resistant cryptography and decentralized identity systems offers long-term resilience against AI-powered attacks

(https://www.rapid7.com/blog/post/it-key-emerging-cybersecurity-threats-challenges-ai-ransomware-quantum/).

For investors, due diligence must now include rigorous assessments of a project's cybersecurity posture. This means scrutinizing not only technical safeguards but also employee training programs, incident response plans, and compliance with frameworks like ISO 42001. Enterprises, in turn, must treat social engineering as a board-level risk, allocating resources to both defensive technologies and cultural shifts that prioritize security.

Conclusion

The crypto industry stands at a crossroads. Social engineering attacks have proven their capacity to destabilize markets, undermine trust, and outpace traditional security measures. Yet, they also present an opportunity: to redefine risk management through innovation, collaboration, and a relentless focus on the human element. As the 2025 data makes clear, the cost of inaction is far greater than the cost of preparedness. For investors and enterprises alike, the time to act is now.