Ripple Backs Digital Asset Market Clarity Act 2025 for U.S. Crypto Regulation

The Digital Asset Market Clarity Act of 2025 has sparked significant attention in the crypto world, with Ripple’s Chief Legal Officer, Stuart Alderoty, hailing it as a major advancement in U.S. crypto regulation. Alderoty’s endorsement reflects a growing sentiment that the U.S. is finally moving towards meaningful regulation for digital assets.

The bipartisan bill, introduced by Chairman French Hill and supported by both Republican and Democratic lawmakers, aims to address regulatory confusion in the U.S. crypto market. It outlines a clear division of responsibilities between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC). This division is intended to provide a structured framework that can foster healthy competition, attract innovation, and include tailored rules for stablecoins, recognizing their unique financial role.

The bill also proposes a national licensing framework to simplify compliance for crypto businesses, reducing uncertainty for both companies and investors. This framework is designed to bring more clarity to how digital assets are governed, potentially encouraging more institutional investment and helping crypto businesses operate with greater confidence.

In addition to addressing crypto regulation, the bill introduces new rules around artificial intelligence (AI). It mandates that federal agencies publicly disclose how they use AI in their regulatory processes, including details about the AI’s functions, limitations, and costs. This transparency is seen as essential for building trust in the regulatory environment.

Stuart Alderoty, a long-time advocate for smart crypto laws, has praised the lawmakers behind the Clarity Act, including French Hill, GT Thompson, Angie Craig, Dusty Johnson, Don Davis, Bryan Steil, and Ritchie Torres. He believes the bill could bring the U.S. closer to the level of regulatory clarity seen in other countries, encouraging more institutional investment and helping crypto businesses operate with greater confidence.

Alongside the Clarity Act, other significant crypto legislation is in the pipeline. The GENIUS Act, which mandates 1:1 reserve backing for stablecoins issued by banks and non-banks under tiered management, was passed by a 66-32 Senate vote on May 20, 2025. The STABLE Act, presented by Representatives Hill and Steil, prohibits FDIC claims and suspends algorithmic stablecoins for two years, focusing on consumer safety.

With major crypto players like Ripple backing it and bipartisan support in Congress, the Clarity Act could mark a turning point for crypto regulation in the United States. By encouraging innovation, protecting consumers, and creating a clearer legal framework, this legislation has the potential to unlock the full potential of the U.S. crypto market. The world is watching closely, and if passed, this bill could help the U.S. move from playing catch-up to leading the global digital asset revolution.