Richmond Mutual Bancorporation Q4 net income down 22% YoY.

• Richmond Mutual Bancorporation and Farmers Bancorp to merge. • Garry D. Kleer and Bradley M. Glover to present at investor conference. • Presenters will discuss merger timing and benefits. • Future financial and operating results to be discussed. • Business strategy and other non-historical statements to be covered. • Merger expected to bring financial and operating benefits. • Presenters will discuss the proposed merger.