RGA shares jump 7.10% premarket on Q4 profit surge to $463M and $500M share buyback authorization.

Reinsurance Group of America surged 7.10% in premarket trading following the release of robust Q4 2025 earnings and strategic updates. The company reported net income of $463 million (up 219% year-on-year) and adjusted operating income of $515 million, driven by strong performance across global segments and a $500 million share repurchase authorization. CEO Tony Cheng highlighted the results as exceeding intermediate-term targets, reinforcing confidence in future growth. Additionally, RGA announced major capital deployments, a planned exit from the U.S. group healthcare business, and leadership changes, signaling a strategic pivot to enhance earnings stability and asset diversification. The combination of record financial results, proactive capital allocation, and operational restructuring positioned the stock for a sharp premarket rally, reflecting investor optimism about improved profitability and strategic clarity.