Retirement ETFs: Betashares' ECRD and HYLD Offer Monthly Income

Two ETFs from Betashares, ECRD and HYLD, are recommended for retirees seeking regular, low-risk income streams. ECRD invests in bonds issued by Australian banks and corporate bonds, with a monthly yield of 7.68% and a gearing ratio of 66.7% to 71.4%. HYLD focuses on the top 50 Australian companies with a monthly yield of 4.55% and a total return of 11.79% over the past year. Both ETFs aim to deliver stable, fully-franked dividends to investors.