Regional Management Corp Reports Strong Q4 2025 Earnings, Sets Sights on Strategic Growth Initiatives

Regional Management Corp reported Q4 2025 earnings with a net income of $12.9 million, a 33% YoY increase, driven by record revenue and growth in net receivables. The auto-secured portfolio grew 42% YoY, and the company maintained a strong balance sheet. However, a larger provision for credit losses was incurred due to stronger than expected portfolio growth, and there is an expectation of typical seasonality in net credit losses during Q1.