Qfin Holdings Inc. Q2 Earnings Miss Estimates

Qfin Holdings Inc. reported Q2 earnings of $1.78 per share, missing the Zacks Consensus Estimate of $1.79 per share. The company's revenue of $728.11 million surpassed the Zacks Consensus Estimate by 13.46%. Despite missing earnings estimates, Qfin's revenue exceeded expectations. The stock has lost 9.2% since the beginning of the year, underperforming the S&P 500. The company's Zacks Rank is #3 (Hold), indicating that the shares are expected to perform in line with the market in the near future.

Qifu Technology (NASDAQ: QFIN) is set to release its second-quarter 2025 earnings results on August 14th, after the market closes. Analysts expect the company to report earnings of $1.83 per share and revenue of $4.68 billion for the quarter [1].

In its last quarterly report, Qifu Technology reported $1.74 EPS, surpassing expectations by $0.02, although the revenue of $646.19 million fell short of the $4.61 billion forecast [1]. The company has a strong institutional ownership base, with around 74.81% of shares held by hedge funds, and Goldman Sachs increased its stake in the company by 32.7% in the first quarter [1].

Analysts predict that Qifu Technology's embedded finance business and platform services will have improved on the back of rising new credit line users and increased loan volumes. The consensus estimate for the bottom line is pegged at $1.79 per share, implying 46.7% year-over-year growth [2]. However, the company's Zacks Rank is #3 (Hold), indicating that the shares are expected to perform in line with the market in the near future [2].

Despite missing earnings estimates, Qifu Technology's revenue of $728.11 million surpassed the Zacks Consensus Estimate by 13.46% [2]. The stock has lost 9.2% since the beginning of the year, underperforming the S&P 500 [2].

References:
[1] https://www.marketbeat.com/instant-alerts/qifu-technology-qfin-to-release-earnings-on-thursday-2025-08-07/
[2] https://finance.yahoo.com/news/qfin-gears-report-q2-earnings-152700855.html