Plume Expands PayFi Vault, Welcomes Three Key Partners

Plume, a pioneering full-stack L1 RWA Chain, has announced a significant expansion of its PayFi vault on Nest, welcoming three key partners: Trensi, MANSA, and Credit Coop. This move is a major step forward in Plume's vision to integrate PayFi into the RWAfi ecosystem, offering new opportunities for yield and liquidity to users.

Trensi, MANSA, and Credit Coop specialize in various areas such as tokenized receivables, invoice financing, and last-mile liquidity solutions. By leveraging the Nest PayFi vault’s liquidity, these partners aim to empower businesses and drive global trade. The Nest PayFi vault is designed with composability and liquidity in mind, enabling seamless access to funds while generating sustainable yields. This is a departure from many other PayFi yield platforms that often feature limited liquidity and long lockup periods.

Trensi revolutionizes global liquidity settlement for cross-border payments through its Liquidity-as-a-Service mechanism, utilizing stablecoins to deliver last-mile liquidity on demand. MANSA specializes in cross-border payments backed by Tether, addressing liquidity challenges for payment providers worldwide through real-time settlement via stablecoins. Credit Coop is an onchain structured finance protocol that transforms business cash flows into programmable collateral through transparent, 24/7/365 settlement.

A key aspect of PayFi is “last-mile liquidity,” which provides immediate access to liquidity for businesses with future payment obligations. This is crucial for enabling quick cash flow for day-to-day operations, particularly for small and medium-sized enterprises (SMEs). It also helps in reducing delays associated with traditional payment systems by leveraging blockchain and fintech solutions, thereby supporting faster and more efficient global trade and expanding financial access in underserved markets.

PayPal USD plays a crucial role in the PayFi vault, acting as the critical liquidity buffering layer. This allows users to redeem their funds quickly from Nest vaults, which otherwise involve long lockup periods due to the nature of PayFi and ongoing lender needs on real-world payment financing.

The expansion of Plume’s PayFi vault is more than just another source of yield; it is about leveraging onchain liquidity to empower global payments. By providing liquidity and enabling access to capital, Plume is helping businesses thrive and participate fully in the global economy. Nest’s composable and liquid vaults ensure that PayFi isn’t just a concept but a reality.

Plume is committed to bridging the gap between the payments industry and RWAfi by advancing PayFi and building a more open, accessible, and efficient onchain economy. Plume is the first full-stack L1 RWA Chain and ecosystem purpose-built for RWAfi, enabling the rapid adoption and demand-driven integration of real-world assets. With over 180 projects building on the network, Plume offers a composable, EVM-compatible environment for onboarding and managing diverse real-world assets. Coupled with an end-to-end tokenization engine and a network of financial infrastructure partners, Plume simplifies asset onboarding and enables seamless DeFi integration for RWAs, making it possible for anyone to tokenize real-world assets, distribute them globally, and make them useful for native crypto users.