Pi's Ambition vs. RTX's Real-World Takeoff: Who Wins the PayFi Race?

Pi Network's price trajectory has drawn both optimism and skepticism in recent months. Currently trading near $0.34, the token has seen significant volatility, having plummeted from a high of $1.20 in May 2025 to an all-time low of $0.33 in August. Analysts remain divided on the coin’s potential for substantial growth, with some expressing cautious optimism while others highlight the challenges that must be overcome for Pi to reach triple-digit values [1]. Despite the recent downturn, the network has a market cap history worth noting, having once reached $11.65 billion with a price of $2.90 per token [1]. This historical performance suggests that Pi has the capability to stage a recovery, provided it gains broader acceptance and adoption.

The long-term potential of Pi Network is often attributed to its unique position in the crypto space. With 65 million users across more than 200 countries, it boasts one of the largest community bases among cryptocurrencies [1]. The project has also been proactive in building a robust and eco-friendly blockchain, with recent upgrades including support for Linux nodes and a protocol improvement aimed at enhancing compatibility with Stellar technology [1]. These developments are seen as critical milestones in Pi's journey toward institutional legitimacy. Analysts like Dr. Altcoin argue that the project is adopting a measured approach, with a focus on KYC compliance and regulatory alignment, which are essential for broader market acceptance. However, they caution that any substantial price increase—whether to $10 or even $100—would require an extraordinary surge in demand that is not currently evident [1].

Technical indicators suggest a potential near-term rebound for Pi Network in September, although the broader outlook remains cautious. On the daily chart, Pi has formed a double-bottom pattern near $0.3160, with the neckline at $0.4655. This pattern often signals a reversal in trend, especially when paired with narrowing Bollinger Bands, which indicate a low-volatility phase that could be followed by a sharp price movement [2]. In addition, Pi has entered the accumulation stage according to the Wyckoff theory, which could precede a significant price rally if institutional demand increases [2]. Recent developments, such as the launch of a Pi ETP by Valour and listings on platforms like Onramp Money, Banxa, and TransFi, have further bolstered the coin’s credibility and accessibility [2]. These steps could pave the way for larger exchanges to list Pi, which, historically, has led to sharp price increases for other cryptocurrencies.

In parallel, the crypto market has begun shifting toward utility-driven projects, with Remittix (RTX) emerging as a standout in the PayFi sector. RTX, a hybrid blockchain platform focused on cross-border payments, is outpacing Pi Network and Cardano in terms of real-world adoption and market momentum [4]. By offering instant crypto-to-fiat conversions with a low 0.1% fee across 30+ countries, RTX is directly targeting the $19 trillion global remittance market [4]. The project has already processed over 400,000 transactions by Q3 2025 and has passed CertiK audits, ensuring institutional-grade security [4]. These factors, combined with deflationary tokenomics and strategic expansion into high-growth markets like Brazil and Kenya, have attracted significant investor confidence [4].

Unlike Pi, which remains in an "enclosed mainnet" phase with non-tradable tokens, RTX has already launched a functional product. This contrasts sharply with Pi’s speculative nature and Cardano’s slower execution, particularly in the context of immediate utility and real-world adoption [4]. As the crypto landscape evolves, investors are increasingly favoring projects that deliver tangible value over long-term infrastructure plays. RTX’s ability to integrate with major blockchains like Solana and Ethereum further enhances its scalability and interoperability, positioning it as a strong contender in the PayFi revolution [4]. With plans to expand into 50+ countries by 2026, RTX is well-placed to capture significant market share in the digital payments sector.

Source: [1] Can Pi Network Price Hit $100? (https://coinpedia.org/news/can-pi-network-price-hit-100-2/) [2] Here's why Pi coin price may go parabolic in September (https://crypto.news/heres-why-pi-coin-price-may-go-parabolic-in-september/) [4] Why Remittix (RTX) is Outpacing Pi Network and Cardano in 2025 (https://www.bitget.com/news/detail/12560604947530)