OppFi Inc. Director Sells 29809 Shares at $10.78 on 2025-08-13

OppFi Inc. (OPFI) has disclosed that Director and 10% Owner, Theodore G. Schwartz, has executed a transaction involving the sale of 29809 shares at a price of $10.78 per share on August 13, 2025. Furthermore, Schwartz has also sold an additional 14907 shares at the same price on the same date.

OppFi Inc. (OPFI) has reported that Director and 10% owner, Theodore G. Schwartz, has executed a transaction involving the sale of 29,809 shares at a price of $10.78 per share on August 13, 2025. Additionally, Schwartz sold an additional 14,907 shares at the same price on the same date [3]. The transactions were conducted under a Rule 10b5-1 trading plan adopted on December 10, 2024.

These sales follow a previous significant transaction by Schwartz, where he sold a total of 102,359 shares of Class A Common Stock, generating $2.25 million, on August 11 and 12, 2025 [1]. The weighted average prices for these transactions ranged from $10.7966 to $11.0814 per share. The company has shown remarkable performance with a 148.88% return over the past year, despite its characteristically volatile price movements [1].

In other recent news, OppFi Inc. reported impressive financial results for the second quarter of 2025. The company exceeded earnings expectations with an earnings per share (EPS) of $0.45, surpassing the forecasted $0.30. Additionally, OppFi’s revenue reached $142 million, which was slightly above the anticipated $141.19 million [2]. Despite strong earnings, the stock price has declined due to broader market conditions and economic uncertainties [2].

The company's performance is driven by its advanced AI-driven underwriting system, Model 6, which achieved an 80% auto-approval rate in Q2 2025, a 7 percentage-point increase from the prior year. This efficiency not only accelerates customer acquisition but also reduces operational costs, contributing to a 285% year-over-year jump in adjusted net income during the first quarter of 2025 [2].

OppFi's risk management is also commendable. The net charge-off rate plummeted to 31.9% in Q2 2025, a 700-basis-point decline year-over-year, demonstrating the effectiveness of its machine learning models in identifying creditworthy borrowers [2].

Despite the recent decline in share price, the company's fundamentals remain strong, and its forward guidance is promising. For investors seeking exposure to a high-growth sector with a company that combines innovation, operational discipline, and customer loyalty, OppFi represents a compelling opportunity.

References:
[1] https://www.investing.com/news/insider-trading-news/oppfi-director-schwartz-sells-225-million-in-shares-93CH-4190582
[2] https://www.ainvest.com/news/oppfi-preparing-swift-exit-rating-upgrade-2508/
[3] https://www.stocktitan.net/sec-filings/OPFI/form-4-opp-fi-inc-insider-trading-activity-16509a75fbf3.html