Oportun Financial: A Path to Profitability Amidst Steep Losses and High Net Charge-Off Rates.

Oportun Financial (OPRT) has reported widening annual losses of 28.7% over the past five years and is projected to grow revenue at 4.5% annually, trailing the US market's 10.5% growth rate. However, analysts expect a sharp earnings turnaround, forecasting a 40.72% annual EPS increase and profitability within three years. The stock is valued at a 0.3x price-to-sales ratio, significantly lower than peers, making it an attractive buy.