Nu Holdings Gains 2.68 on 28 Revenue and 25 User Growth but 470M Volume Ranks 220 in Liquidity

Nu Holdings (NU) closed on August 12, 2025, at $12.27, reflecting a 2.68% gain with a trading volume of $0.47 billion, ranking 220th in daily liquidity. The stock is poised to report Q2 2025 earnings on August 14, with analysts forecasting 13 cents per share, an 8.3% year-over-year increase, and $3.66 billion in revenue, up 28.3% annually. Historical performance shows the company has exceeded earnings estimates in two of the past four quarters, with an average surprise of 10%.

Strong customer growth underpins expectations, as active users are projected to reach 90 million, a 25.3% year-over-year rise. Nu’s low-cost digital platform, centered on NuBank, continues to disrupt traditional banking in Brazil and expand into Mexico and Colombia. The scalable model, emphasizing user-friendly services and operational efficiency, is expected to drive profitability. Analysts highlight Nu’s distinct momentum in emerging markets compared to peers, driven by rapid customer acquisition and a focus on underserved regions.

The backtested strategy of purchasing the top 500 high-volume stocks and holding for one day yielded a $2,340 profit from 2022 to the present. However, the approach faced a maximum drawdown of -15.3% on October 27, 2022, underscoring inherent risks despite potential gains. This data aligns with Nu’s volatile performance, balancing growth optimism against market fluctuations.