Northfield Bancorp Experiences Growth in Net Interest Margin and Declares Dividend

Northfield Bancorp's net interest margin rose 46 basis points to 2.54% in Q3 2025, driven by higher loan and securities yields. The provision for credit losses decreased by $1.5 million, and a quarterly dividend of $0.13 per share was announced. The company's financial performance is mixed, with a 3-year revenue growth rate of -4.2% and a net margin of 25.37%. The valuation metrics suggest the stock may be undervalued, with a P/E ratio of 12.92 and a recommendation score of 3.