Mutuum and Remittix Surge 250 and 484% on Strong Presale Demand

Late 2024 has seen a notable divergence in the cryptocurrency market, with two projects—Mutuum Finance (MUTM) and Remittix (RTX)—emerging as top presale opportunities, each offering distinct value propositions. While Bitcoin and Ethereum face institutional caution, these projects have seen rapid price appreciation and strong on-chain activity, positioning them as high-beta investments with real-world utility [1].

Mutuum Finance, a decentralized lending protocol, has seen its presale token surge by 250% in recent months. The platform operates using a Peer-To-Contract model, pooling lender deposits into shared liquidity reserves and enabling interest-earning opportunities for depositors while providing overcollateralized loans for borrowers. The protocol also introduces a Peer-To-Peer model for speculative tokens, ensuring security remains intact. Key differentiators include variable and fixed borrowing rates, a dividend yield mechanism where platform profits are used to buy back tokens, and planned multichain deployment. With 45.5% of the token supply allocated to presale and long-term token locks for key stakeholders, Mutuum Finance is attracting investors seeking DeFi exposure with capital efficiency and security [1].

Meanwhile, Remittix (RTX) has experienced a dramatic 484% price increase in its presale, driven by its PayFi infrastructure that supports real-world transactions. The platform enables instant conversion of 40+ cryptocurrencies into fiat across 30 countries, with next-day settlement. RTX offers transparent, flat-rate fees with no hidden costs and provides enterprise-level API integrations for seamless crypto-to-fiat transactions. The project has also launched a mobile wallet beta and announced a $250,000 community giveaway. On-chain data shows that RTX has facilitated over $28 million in transactions, primarily in Africa, demonstrating traction beyond speculative trading [1].

Both projects are being positioned as top presales for investors looking to diversify their crypto portfolios beyond traditional assets. While Mutuum Finance focuses on decentralized lending infrastructure, Remittix is capitalizing on the growing demand for global cross-border payment solutions. Their combined appeal lies in their utility-driven models, which contrast with the speculative nature of many altcoins. As institutional interest in the crypto space remains cautious, these presales offer alternative avenues for investors seeking exposure to high-growth, real-world applications [1].

The rapid growth of these projects highlights a broader trend in the crypto market—investment is increasingly favoring projects with clear utility and scalable infrastructure over pure speculation. For investors, allocating capital across both Mutuum Finance and Remittix provides a dual strategy for capturing growth in decentralized finance and global payments, aligning with the sector’s shift toward practical financial solutions [1].

Source: [1] With institutional backing, SOL could hit $350, but is RTX the real star of 2025? – Bitcoin Insider, https://www.bitcoininsider.org/article/281093/institutional-backing-sol-could-hit-350-rtx-real-star-2025