Mutuum Finance Raises $8.5M in Presale, 80% Sold

Mutuum Finance (MUTM) is experiencing a surge in interest as its fourth presale phase nears completion, with over $8.5 million raised and a community of nearly 10,000 holders. The remaining allocation at $0.025 is dwindling rapidly, and anticipation is building for the next price increase to $0.03, turning early interest into FOMO.

Investors have been closely monitoring MUTM’s steady growth for weeks. With nearly 80% of the current phase sold, many are transitioning from observation to action, locking in entries before the cost to participate rises. The presale structure rewards early conviction, and as awareness spreads, the token’s visibility is expanding from early adopters to a broader audience.

Mutuum Finance stands out as one of the best cryptos to buy now, not just for its price, but for the fundamentals driving the interest. Unlike typical borrowing platforms, Mutuum introduces a two-model system designed to meet different user demands. The Peer-to-Contract model allows users to contribute to a liquidity pool where borrowers access funds based on collateral and pool utilization. The protocol automatically adjusts interest rates to balance supply and demand, aligning returns with real-time activity. On the Peer-to-Peer side, users can negotiate loans directly, offering more customizable terms and supporting volatile or unconventional tokens, including memecoins, while isolating them from the main pool to keep risk segmented.

This flexibility gives Mutuum broader market reach, appealing to both conservative users and more experimental borrowers. The platform is being developed on Layer 2, ensuring low-cost, high-speed transactions crucial for usability and scalability. By integrating Layer 2 from the start, Mutuum positions itself for mass adoption, addressing lower gas fees, faster settlements, and smoother user experience as essentials.

To build user and investor confidence ahead of launch, Mutuum Finance is undergoing a full smart contract audit by CertiK, a trusted name in blockchain security. This move signals maturity and transparency from the team behind the protocol. Additionally, the project’s roadmap includes the launch of a beta version of the platform at the time of token listing, giving users immediate access to its core features. This launch-readiness is one reason analysts are closely watching MUTM as the next phase approaches.

The past 24 hours saw over $200K in fresh capital enter the presale, reflecting rising urgency among crypto investors. Whales, former XRP holders, and long-term DeFi participants are reallocating capital toward MUTM, citing utility, reward potential, and strong positioning. With revenue-driven tokenomics and borrowing fees fueling MUTM buybacks, the system is engineered for self-sustaining demand, a model favored by more crypto investment strategies.

The current $0.025 entry is nearing its end, and once Phase 5 begins, that opportunity moves to a higher tier. With token listings expected on major exchanges and protocol mechanics already attracting serious users, Mutuum Finance (MUTM) is quickly rising through the ranks of top cryptocurrencies to watch. For those wondering what crypto to buy now, this may be one of the last clear chances before the shift happens.