LendInvest Surpasses Expectations with Full Year 2025 Earnings

LendInvest reported full year 2025 earnings, beating expectations with a 89% increase in revenue to £35.1m and a 92% narrowing of its net loss to £1.6m. The company's shares are up 14% from a week ago. LendInvest's revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to an 18% decline forecast for the Diversified Financial industry in the United Kingdom.

LendInvest PLC (FRA:82H) has reported its full year 2025 earnings, showcasing a significant turnaround in its financial performance. The company's revenue increased by 89% to £35.1 million, while its net loss narrowed by 92% to £1.6 million. This strong performance has led to a 14% increase in the company's share price from a week ago [1].

The company's total new lending grew by 39% year-on-year to £1.23 billion, with the mortgages division volume increasing by 62%. Platform assets under management also rose by 16% to £3.23 billion, with 79% managed on behalf of third parties. These gains highlight LendInvest's strategic shift towards a capital-light model and its successful operational efficiency [1].

LendInvest's net interest income doubled to £15.7 million, and EBITDA increased by 117% to £3.2 million. The company reported a profit before tax of £500,000 in the second half of FY25, demonstrating its ability to return to profitability. Operating costs fell by 22%, contributing significantly to the company's improved financial performance [1].

Despite the positive results, LendInvest faces challenges. The company reported a full-year loss before tax of £1.2 million and relies on maintaining and expanding funding lines from existing relationships. Impairment charges, although reduced, remain a concern, and the company does not expect to resume dividend payments in the near term [1].

LendInvest's revenue is forecast to grow by 16% per annum on average over the next three years, compared to an 18% decline forecast for the Diversified Financial industry in the United Kingdom. This growth is expected to be driven by the company's competitive pricing strategy and its ability to manage costs efficiently [1].

References:
[1] https://finance.yahoo.com/news/lendinvest-plc-fra-82h-full-070102916.html