Kinsale Capital Group's Stock Underperforms, Trades at Premium: Opportunities Ahead?

Kinsale Capital Group (KNSL) shares have lost 2.1% YTD, underperforming the finance sector and S&P 500 Composite. The insurer's price-to-book value is 7.07X, higher than the industry average of 1.52X. KNSL shares are trading at a premium, but the company has a strong growth outlook with a 14.9% expected long-term earnings growth and a B growth score. The Zacks Consensus Estimate for 2025 earnings per share indicates a 14% YoY increase, and the average target price suggests a potential 8.7% upside.