Jackson Financial Q2 2025 Earnings: Revenue in Line, EPS Surpasses Expectations by 59%

Jackson Financial reported Q2 2025 earnings with net income of $168.0m, down 36% from Q2 2024, and EPS of $2.34, down from $3.45 in Q2 2024. Revenue was in line with analyst estimates, while EPS surpassed expectations by 59%. The company's shares are up 5.9% from a week ago. Despite a decline in net income, Jackson Financial's earnings per share beat expectations, and revenue is forecast to grow 7.4% per annum over the next three years.

Jackson Financial Inc. (JXN) released its second quarter 2025 earnings report, revealing a mixed performance that includes a decline in net income but a strong earnings per share (EPS) result. The company reported a net income of $168.0 million, down 36% from the same period last year. EPS was $2.34, a decrease from $3.45 in Q2 2024. Despite the decline in net income, EPS surpassed expectations by 59%, reaching $2.34, compared to the anticipated $1.47. Revenue was in line with analyst estimates, indicating a stable top-line performance.

The company's stock price saw a positive reaction, rising 5.9% from a week ago, to $88.88 in pre-market trading. This increase can be attributed to the company's strong EPS performance, which exceeded expectations despite the overall net income decline. The stock's movement positions it closer to its 52-week high of $115.22, reflecting investor confidence in the company's growth trajectory.

Jackson Financial's Q2 2025 results highlight the company's ability to manage market volatility and maintain profitability through strategic initiatives. The company continues to focus on capital generation and shareholder returns, exploring potential risk transfer and M&A opportunities. Looking ahead, the company remains on track to meet or exceed its capital return target of $700-$800 million for the year.

The company's CFO, Don Cummings, emphasized the value of their variable annuity products, stating, "We believe our variable annuity products are highly valued, and we remain a consistent product provider for our distribution partners and their clients." The company's focus on product innovation and market positioning has driven significant growth in its RILA product suite, contributing to the overall financial performance.

Despite the mixed results, Jackson Financial's earnings per share beat expectations, and revenue is forecast to grow 7.4% per annum over the next three years. The company's strategic focus on capital returns and shareholder value, combined with its ability to manage market volatility, positions it well for future growth.

References:
[1] https://www.investing.com/news/transcripts/earnings-call-transcript-jackson-financial-reports-strong-q2-2025-results-93CH-4174099