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Gemini has surpassed Coinbase in the U.S. iOS App Store rankings following the launch of its XRP Mastercard, according to Sensor Tower’s data. Gemini climbed to the 11th position in the finance category, while Coinbase dropped to 26th [1].

The XRP Mastercard, developed through Gemini’s partnership with Ripple and issued by WebBank under Mastercard’s World Elite program, offers up to 4% back in XRP on everyday purchases. This special edition card, designed for enthusiasts, provides instant rewards on gas, EV charging, and rideshare spending, as well as 3% on dining, 2% on groceries, and 1% on all other purchases. New users receive a $200 bonus in XRP after spending $3,000 within the first 90 days [1].

Gemini’s credit card launch coincides with expanded access to Ripple’s RLUSD stablecoin, now available for U.S. spot trading on Gemini. The USD-backed token has grown to over $640 million in market capitalization since its launch earlier this year [1].

Sensor Tower performance data reveals Gemini’s sustained climb in the finance category, with the exchange maintaining a consistent top 25-30 position throughout the July 28 to August 26 period and achieving over 90,000 downloads this month. Coinbase, on the other hand, demonstrated high volatility, dropping from around 95th place in late July to approximately 155th in mid-August before surging to its current 11th position [1].

Gemini reports that XRP has proven the most lucrative rewards option among its credit card offerings, with users who chose XRP rewards and held for at least a year seeing returns increase by more than 450% between October 2021 and July 2025 [1].

The XRP card launch builds on Ripple’s strategic backing of Gemini’s IPO ambitions, with the payments giant extending a $75 million credit line that could expand to $150 million to support the exchange’s public debut. Gemini filed its S-1 with the SEC to list on Nasdaq under the ticker “GEMI,” positioning itself to become the third U.S. crypto exchange to go public following Coinbase in 2021 and Bullish earlier this month [1].

References:
[1] https://cryptonews.com/news/xrp-mastercard-launch-pushes-gemini-above-coinbase-on-us-ios-app-store/