Herzfeld Credit Income Fund Offers to Buy Up to 5% of Outstanding Shares at 97.5% NAV.

Thomas J. Herzfeld Advisors, Inc. announced the commencement of a Tender Offer by Herzfeld Credit Income Fund, Inc. to purchase up to 5% of outstanding shares at 97.5% of NAV. The offer was previously announced on August 25, 2025, and is valid until October 15, 2025. Shareholders should read the Offer to Purchase, Letter of Transmittal, and related materials before making a decision.

Thomas J. Herzfeld Advisors, Inc. has officially commenced a Tender Offer by Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) to purchase up to 5% of its outstanding common shares. The offer, which was initially announced on August 25, 2025, is now officially underway and will continue until October 15, 2025 Herzfeld Credit Income Fund, Inc. Commences Tender Offer for up to 5% of Outstanding Common Shares^[1].

Under the terms of the Tender Offer, the Fund will buy back shares at 97.5% of the Net Asset Value (NAV) per Common Share. The NAV will be determined at the close of ordinary trading on the NASDAQ Capital Market on October 15, 2025. Shareholders are encouraged to review the Offer to Purchase, the Letter of Transmittal, and related materials for important information about the Tender Offer Herzfeld Credit Income Fund, Inc. Commences Tender Offer for up to 5% of Outstanding Common Shares^[2].

Shareholders are advised to carefully consider the Fund’s investment objective, risks, charges, and expenses. The offer materials are available to investors for free on the website of the Securities and Exchange Commission (www.sec.gov) and from the Fund (www.herzfeld.com/HERZ). For more information or additional copies of the offer materials, shareholders can contact EQ Fund Solutions, LLC, the Information Agent for the Tender Offer, at (877) 536-1555.

Thomas J. Herzfeld Advisors, Inc., an SEC-registered investment advisor, specializes in investment analysis and account management in closed-end funds. More information about the advisor can be found at www.herzfeld.com Herzfeld Credit Income Fund, Inc. Commences Tender Offer for up to 5% of Outstanding Common Shares^[2].