Glacier Bancorp Surpasses Earnings Expectations, but Integration and Efficiency Risks Remain

Glacier Bancorp reported Q3 2025 net interest income of $225.38 million and net income of $67.9 million, both higher YoY. Despite a slight increase in net charge-offs, the earnings growth is notable given the company's prior trend of weaker earnings expansion and lower profitability per share. The improved net interest income and earnings may alter the longer-term investment outlook outlined by analysts, but investors should be aware of broader risks around integration and efficiency.