FVCBankcorp Reports 46% YoY Increase in Net Income for FY25, Q4 Net Income Up 15%

FVCBankcorp reported a 46% increase in net income to $22.1 million for 2025, with diluted earnings per share up 19% to $1.21. Net income for Q4 2025 was $5.6 million, a 15% increase from the previous year. The bank's net interest margin improved 28 basis points to 3.05%, and total deposits grew 7% to $2 billion. Loans increased 4% to $1.94 billion, and nonperforming loans decreased 15% to $10.9 million. The bank's total risk-based capital to risk-weighted assets was 15.38% at the end of 2025.