Flagstar Financial Expected to Beat Q2 Earnings Estimates, Analysts Predict

Flagstar Financial (FLG) is expected to report Q2 2025 earnings on July 25, with a market expectation of a year-over-year increase in earnings on lower revenues. The consensus EPS estimate has been revised 26.41% higher over the last 30 days, with a Zacks Earnings ESP of positive 5.88%, indicating a likely deviation from the consensus estimate.

Flagstar Financial (FLG), a prominent bank holding company, is set to release its Q2 2025 earnings report on July 25. The market anticipates a year-over-year increase in earnings, despite a decline in revenues. The consensus EPS estimate has been revised upward by 26.41% over the last 30 days, with a Zacks Earnings ESP of 5.88%, indicating a likely deviation from the consensus estimate [2].

Analysts expect Flagstar Financial to report earnings of ($0.12) per share and revenue of $524.33 million for the quarter. This follows the company's previous earnings release, where it reported a loss of ($0.23) EPS, beating the consensus estimate by $0.03 [2]. The firm had a negative net margin of 14.21% and a negative return on equity of 9.68% during the previous quarter. The revenue for the quarter was $490.00 million, down 22.6% year-over-year.

Flagstar Financial's recent earnings performance has been marked by a focus on cost management and efficiency, as indicated by the company's dividend payout ratio (DPR) of -1.54% and a strong capital position with a current ratio of 1.06 and a debt-to-equity ratio of 1.85 [2]. The company has also seen increased institutional investment, with several hedge funds and asset managers adding to their stakes in the company [2].

The stock performance of Flagstar Financial has been mixed, with a market capitalization of $4.73 billion, a P/E ratio of -4.38, and a beta of 1.10. The stock has seen a trading volume of 4,729,501 shares, with a 52-week low of $8.56 and a 52-week high of $13.35. Analysts have a consensus rating of "Hold" with an average price target of $13.22 [2].

Investors will be closely watching Flagstar Financial's Q2 2025 earnings report to gauge the company's performance and future prospects. The company's strategic initiatives and focus on core businesses will be key factors influencing the market's reaction to the earnings report.

References:
[1] https://www.marketbeat.com/instant-alerts/flagstar-financial-flg-expected-to-announce-quarterly-earnings-on-thursday-2025-07-17/
[2] https://ca.investing.com/news/company-news/ally-financial-q2-2025-slides-strong-recovery-with-eps-of-104-improved-efficiency-93CH-4108035