FIS: Unlocking Valuation Potential with Digital Upgrades and AI-Driven Banking Solutions

Fidelity National Information Services (FIS) has upgraded its Private Capital Suite to a cloud-native SaaS solution and acquired Amount to expand its digital banking capabilities. Despite these strategic moves, FIS's share price has lagged, with a one-year total shareholder return of -0.19%. The company is leaning into innovation to regain momentum, but investors are debating whether FIS is undervalued at its current price of $66.51 versus a consensus fair value of $85.61.

Fidelity National Information Services (FIS) has been making strategic moves to bolster its digital capabilities, but these efforts have yet to translate into a significant uptick in share price. In September 2025, FIS announced the upgrade of its Private Capital Suite to a cloud-native software-as-a-service (SaaS) platform. This new version integrates the company’s Investor Services Suite, providing a full front-to-back solution for private equity firms. The upgrade automates fund processing, enhances anti-money laundering measures, and supports real-time secure insights for investors onboarding Fidelity National Information (FIS) is Upgrading its Private Capital Suite to Cloud Native SaaS Platform^[1].

Additionally, FIS completed the acquisition of Amount, a leading digital banking origination and decisioning solutions provider based in Chicago. The integration of Amount’s capabilities allows FIS to enhance its digital banking solutions, particularly in account opening, credit card issuance, and payment processing. Amount’s platform processed over 150 million new account applications, making it a valuable addition to FIS’s portfolio FIS Strengthens Digital Capabilities With Amount Acquisition^[2].

Despite these strategic moves, FIS’s share price has lagged. The company’s one-year total shareholder return is -0.19%, and its current share price of $66.51 is significantly below the consensus fair value of $85.61. Analysts are debating whether FIS is undervalued at its current price. UBS, for instance, upgraded FIS from Neutral to Buy, setting a price target of $82.00. However, the stock has faced selling pressure due to tax loss harvesting, which may continue in the near term Fidelity National Information Services stock rating upgraded to Buy by UBS^[3].

FIS is investing in cutting-edge technologies and strategic acquisitions to strengthen its payment infrastructure and expand its offerings. The company’s recent earnings report showed a modest top-line beat but did not meet analyst expectations for adjusted EBITDA margin performance. Analysts like Raymond James and Mizuho have adjusted their price targets and ratings in response to these mixed results Fidelity National Information Services stock rating upgraded to Buy by UBS^[3].

Investors are closely watching FIS’s ability to leverage its digital capabilities to drive growth and regain momentum. The company’s focus on innovation and strategic acquisitions suggests a commitment to long-term growth, but the immediate impact on share price remains uncertain.