Fintech Stocks Rebound: Upstart and Affirm Set for Growth in 2026

Upstart and Affirm, two fallen fintech stocks, have dropped 90% and 60% from their all-time highs, respectively. Despite macro headwinds, analysts expect their revenue and adjusted EBITDA to grow at CAGRs of 20% and 35% for Upstart, and 25% and 125% for Affirm, from 2025 to 2028. With enterprise values of $4.6 billion and $24.7 billion, they trade at 13 and 16 times next year's adjusted EBITDA, respectively, making them undervalued and attractive investments.