First Financial Denies Report of NT$26 Billion Profit Forecast for 2025

First Financial Holding Co Ltd, a Taiwan-based financial holding company, has denied a media report that it expects to post a profit of NT$26 billion (approximately US$855 million) for 2025. The company's business operations include banking, securities, investment trust, insurance, asset management, venture capital, leasing, and other services, both domestically and internationally. The report was not verified by First Financial.

First Financial Holding Co. Ltd., a prominent Taiwan-based financial holding company, has recently denied a media report suggesting it expects to post a profit of NT$26 billion (approximately US$855 million) for 2025. The company, which operates across various financial sectors including banking, securities, investment trusts, insurance, asset management, venture capital, leasing, and other services both domestically and internationally, issued a statement clarifying that the reported profit expectation was not verified by the company [1].

The company's latest earnings report for the second quarter and six months ended June 30, 2025, showed a net interest income of TWD 8,446.16 million for the second quarter, an increase of TWD 418.76 million compared to the same period last year. Net income for the second quarter was TWD 6,740.36 million, up from TWD 6,713.86 million the previous year. The basic earnings per share from continuing operations remained stable at TWD 0.47 [1].

For the six months ended June 30, 2025, First Financial reported a net interest income of TWD 16,406.36 million, an increase of TWD 580.07 million compared to the same period last year. Net income for the six months was TWD 13,946.13 million, up from TWD 13,728.81 million the previous year. The basic earnings per share from continuing operations remained stable at TWD 0.97 [1].

The company's strategy to integrate AI into its operations has been a significant focus. Cathay Financial Holdings, for example, has established a Digital Data & Technology (DDT) Center to promote AI and cloud migration, while E.SUN Financial Holdings has developed an internal generative AI platform called GENIE, which has seen steady growth in usage among employees [2].

First Financial's denial of the profit expectation report underscores the importance of accurate financial information. The company's focus on operational efficiency and technological innovation, as seen in its AI integration efforts, highlights its commitment to sustainable growth and profitability.

References:
[1] https://www.marketscreener.com/news/first-financial-holding-co-ltd-reports-earnings-results-for-the-second-quarter-and-six-months-end-ce7c50dedf8af425
[2] https://service.tabf.org.tw/TTB/Article/DetailEn?aID=819