Fidelity D & D Bancorp's 15min chart shows MACD, KDJ Death Cross & Bearish Marubozu

Based on Fidelity D & D Bancorp's 15-minute chart, the MACD and KDJ indicators have both triggered death crosses, and a bearish Marubozu pattern has emerged on August 26, 2025, at 10:45. This suggests that the stock price may continue to decline, as momentum shifts towards the downside, and sellers maintain control of the market. As a result, there is a high likelihood of further decreases in the stock price, as bearish momentum is expected to persist.

Fidelity D & D Bancorp, Inc. (NASDAQ: FDBC) has faced a challenging investment landscape despite its strong fundamentals and favorable economic conditions. The bank's stock performance has been underwhelming, with a 5.45% decline in share price since 2020, lagging behind major indices like the SPDR S&P 500 ETF (SPY) and the iShares Russell 3000 ETF (IWV) [1].

Despite these setbacks, Fidelity D & D Bancorp has shown resilience in its financial performance. The bank's revenue grew from $53.7 million in 2020 to $85 million in the trailing twelve months (TTM), a compound annual growth rate (CAGR) of 9.62%. Similarly, earnings before tax (EBT) and GAAP net income have seen significant improvements, with EBT rising from $18.36 million to $27.48 million, and GAAP net income increasing from $13.04 million to $23.71 million [1].

The bank's asset quality has also improved, with non-performing assets to assets declining from 0.39% in 2020 to 0.13% in the TTM. Free cash flow (FCF) has grown from -$1.09 million in 2020 to $32.05 million in the TTM, reflecting the growing profitability of the firm. The bank's total assets grew from $1.7 billion in 2020 to $2.7 billion in the TTM, compounding at a rate of 9.69% a year [1].

However, the bank's stock performance has been poor throughout its history. Since its public listing, Fidelity D & D Bancorp has generated a total shareholder return (TSR) of just 215.67%, compared to 1,745.88% for the SPY and 597.37% for the IWV. The bank's TSR since 2020 also trails that of its peers [1].

Investor sentiment remains a significant factor in Fidelity D & D Bancorp's performance. Despite the bank's strong fundamentals and improving financial performance, the stock price has yet to reflect these improvements. The bank's valuation discount offers an opportunity for value-oriented buyers, but investors should exercise caution until there is a floor in the trading price [1].

Based on the 15-minute chart, the MACD and KDJ indicators have both triggered death crosses, and a bearish Marubozu pattern has emerged on August 26, 2025, at 10:45. This suggests that the stock price may continue to decline, as momentum shifts towards the downside, and sellers maintain control of the market. As a result, there is a high likelihood of further decreases in the stock price, as bearish momentum is expected to persist.

In conclusion, Fidelity D & D Bancorp has a mixed investment history, with strong fundamentals and improving financial performance, but challenging investor sentiment. The recent bearish signals on the 15-minute chart further suggest that the stock may continue to decline in the near term. Investors should monitor the stock closely and consider it as a potential long-term investment rather than a short-term opportunity.

References:
[1] https://seekingalpha.com/article/4815799-fidelity-d-and-d-bancorp-fundamentals-firm-but-investor-sentiment-holds-the-reins