Ethereum News Today: MUTM Surpasses ETH, SOL in ROI: Presale Strategy and Dual-Lending Model Drive Gains

Experts highlight the best 3 altcoins for this bull run, MUTM leading over ETH and SOL in ROIExperts highlight the best 3 altcoins for this bull run, MUTM …^[1]

Mutuum Finance (MUTM) has emerged as a standout performer in the current crypto bull run, outpacing Ethereum (ETH) and Solana (SOL) in projected return on investment (ROI). As of early 2025, MUTM is in Presale Phase 6, priced at $0.035, with over $16.9 million raised and 60% of the 170 million tokens allocated to this phase already sold. The project's total supply of 4 billion tokens has attracted over 16,800 holders and 12,000+ social media followers, signaling strong community engagement. Analysts attribute MUTM's appeal to its dual-lending model, which combines Peer-to-Contract (P2C) and Peer-to-Peer (P2P) systems to generate steady yields and flexible borrowing options.

Compared to ETH and SOL, MUTM's presale structure offers a more aggressive ROI trajectory. While Ethereum's dominance in decentralized finance (DeFi) remains unchallenged, its high price point limits short-term gains for new investors. Similarly, Solana's rapid growth has already priced in much of its potential, leaving room for smaller projects with innovative utility to outperform. MUTM's projected price increase to $0.06 at launch represents a 71.43% return for Phase 6 investors and a 500% gain for early buyers from Phase 1 ($0.01). For example, a $7,500 investment in Phase 1 would be worth $45,000 at the final presale price, far exceeding the modest returns of established altcoins.

The project's technical framework further differentiates it. MUTM's P2C model allows users to deposit assets like ETH or USDT into liquidity pools, earning interest through mtTokens that accrue yield automatically. Borrowers can access up to 75% of their collateral's value, with average annual percentage yields (APY) of 15%. The P2P component enables direct lending agreements, such as a 30-day loan of PEPE tokens at 25% returns, catering to risk-tolerant investors. This dual approach balances stability and growth, creating a diversified income stream for participants.

Security and transparency are central to MUTM's credibility. A recent CertiK audit awarded the project a Token Scan score of 90.00 and Skynet score of 79.00, with plans for a re-audit in May 2025. The team has also launched a $50,000 bug bounty program and a $100,000 token giveaway to incentivize community participation. Layer-2 integration is underway, promising reduced transaction fees and faster processing times, which could attract retail and institutional investors alike.

Analysts project MUTM's price could reach $18 by 2027, driven by its capped supply, utility-driven demand, and expanding ecosystem. The platform's roadmap includes a beta launch, multi-chain expansion, and a stablecoin backed by deposited assets. Exchange listings on platforms like Binance and Coinbase are expected to enhance liquidity and visibility, further fueling price appreciation. With Phase 6 nearing a sellout and Phase 7 priced at $0.04, early adopters are positioned to capitalize on MUTM's growth before broader market adoption.