Ethereum News Today: Institutions Bet on PayFi Revolution as XRP, ETH, and Remittix Vie for Cross-Border Supremacy

Institutional interest is intensifying in the remittance and payment sector of the crypto market, with projects like XRP, Ethereum (ETH), and Remittix (RTX) drawing particular attention. As traditional cross-border payment methods face scrutiny over high costs and slow processing times, blockchain-based solutions are emerging as viable alternatives. Ripple’s XRP, for instance, is regaining institutional traction, supported by renewed partnerships and on-chain activity. The token is currently trading at approximately $3.01, having seen a 500% surge in on-chain activity in August 2025, reflecting growing adoption in real-world use cases [6]. Meanwhile, XRP’s recent partnership with Thunes aims to enhance cross-border payments by integrating Ripple’s blockchain infrastructure with Thunes’s global network, a move expected to reduce costs and settlement times significantly [7].

Ethereum, the second-largest cryptocurrency by market capitalization, is also under the spotlight. Price prediction models suggest that ETH could break above the $4,550 resistance level in late 2025, potentially moving toward $5,000 in the short term and reaching $7,000 or higher by year-end if institutional demand and ETF inflows remain strong. Analysts attribute this optimism to Ethereum’s steady staking activity and ongoing network upgrades [3]. However, despite these fundamentals, Ethereum faces a growing challenge from alternative projects like Remittix, which is being positioned as a high-growth PayFi play in the same space.

Remittix, a PayFi altcoin, is gaining traction as an early 2025 breakout candidate. With its focus on real-world cross-border payments, the project has already raised over $23.8 million by selling 645 million tokens at $0.1030 each. The project is set to launch its beta wallet in Q3 2025, enabling users to make seamless crypto-to-fiat transactions across 30+ countries. Analysts highlight its ultra-low transaction fees, real-time FX conversion, and potential to disrupt the $19 trillion remittance market as key strengths [3]. Remittix has also secured listings on BitMart and LBank, adding to its credibility and liquidity. CertiK audits have further reinforced investor confidence in its security framework.

The growing institutional adoption of XRP is also being closely watched. Ripple’s expanded partnership with Thunes has been framed as a major step toward improving financial inclusion, especially in regions with limited banking access. This development aligns with broader industry trends as more companies seek to leverage blockchain for cost-effective, fast, and transparent cross-border transactions. Ripple’s XRP is currently being used in institutional remittances and is seen as a leader in the sector due to its ability to process micropayments at scale [6].

While Ethereum is expected to maintain its long-term relevance, the short-term returns projected for Remittix are drawing comparisons to XRP’s institutional appeal. Analysts note that while ETH offers a more conservative, stable investment path, Remittix is being viewed as a higher-risk, higher-reward opportunity. Some experts predict that Remittix could deliver returns that are multiples of Ethereum’s expected gains, particularly as it prepares for its wallet launch and gains more institutional exposure [3].

The XRP-ETH debate thus represents a broader shift in the crypto market, with investors weighing traditional value stores against high-growth PayFi projects. While Ethereum remains a cornerstone of the crypto ecosystem, the emergence of Remittix and other PayFi-focused tokens is reshaping the narrative around cross-border payments. These developments underscore the sector’s potential to disrupt traditional financial systems and capture a significant share of the global remittance market.

Source:

[1] title1 (https://www.digitaljournal.com/pr/news/binary-news-network/ethereum-price-prediction-eth-tap-187359224.html)

[2] title2 (https://www.cryptopolitan.com/bitcoin-at-110000-is-a-safe-haven-but-remittix-offers-a-rare-7000-moonshot-opportunity-over-solana/)

[3] title3 (https://www.bitget.com/news/detail/12560604952451)

[4] title4 (https://cryptorank.io/news/feed/c139b-ripple-thunes-expand-cross-border-payments-partnership)